Four steps, one of which is yours.
Consultants take three weeks and charge four figures. Software rents you a text editor and leaves the writing to you. This is the third option.
You describe the business
A guided brief in plain language: what you sell, who buys it, what it costs you, what you charge, what you need money for, and who is going to read the plan. No spreadsheets, no jargon, no template to learn. Around ten minutes.
The more concrete you are, the better the plan. "Coffee shop" produces a generic plan. "42-cover speciality coffee shop on a commuter high street, £4.20 flat white, 180 covers a weekday" produces a plan with your actual economics in it.
The plan gets written
Your brief goes to a system built for this one job. It writes each chapter about your business, builds revenue bottom-up from a stated driver, and models cash month by month across your horizon. It takes a few minutes, not a few weeks.
Where you did not give it a number, it makes an industry-standard assumption and writes that assumption down in the assumptions table rather than burying it. That table is what a lender turns to first.
You review it
This step is yours and it is not optional. Read it. Check the numbers against what you know. Change the ones that are wrong. The plan is a very strong first draft of a document that has your name on it, not a finished submission you should forward unread.
The assumptions table is the fastest way to audit it: every figure the system had to invent is listed there with its basis. If an assumption is wrong, the number that depends on it is wrong too.
You own it
Download an editable Word document and an Excel workbook with live formulas - change your rent and the projections recalculate. Investor packages add a PowerPoint deck. One payment, permanent ownership, nothing to cancel.
No subscription. If you never come back, your plan still works. If you do come back, it is a new plan at a new fixed price.
What the AI does, and what it doesn't
- Write every chapter about your specific business
- Build revenue up from a driver you can point at
- Keep the arithmetic internally consistent
- Write down every assumption it had to make
- Format to what your named reader expects
- Verify your facts - it only knows what you told it
- Cite real named research or live market data
- Give financial, legal, tax or immigration advice
- Guarantee a loan, an investment, a visa or a grant
- Replace reading it before you submit it
We put this on the page rather than in the small print because it's how you should use the product. A plan you've read and corrected is worth more than a plan you forwarded unread - that's true whoever wrote it.